In Alabama, you must have at least a liability motor vehicle policy on your automobile. If you have a newer vehicle, it is a good idea to have full comprehensive coverage on your motor vehicle because liability does not cover damage to your car; it only covers damage to the car or cars that you hit and the medical expenses and legal fees that incur from the accident.
Automobile collisions can be very terrifying. Many people panic after they are involved in one. So, you need to know what to do when you have been involved in an Alabama automobile accident.
- First, you should not leave the scene of a car collision. If you leave, then people could think that the accident was a hit and run and you could be faced with criminal charges. You should see if you are physically hurt and see if the other driver and passengers are hurt and need to seek medical assistance.
- Second, understand that you need to call the police and file a police report. The police will also call an ambulance if you, your passengers, or the other driver and their passengers need medical assistance. The police officer will then ask you what happened and will photograph the scene.
- Third, you need to give the police officer your insurance information. And, if you hit someone else, you must give the other driver your insurance information so a claim can be filed. You should give the following information to the police, other driver, and anyone who is injured: your name, address, driver’s license number, motor vehicle’s registration number, and the name and address of any passengers.
When you are involved in an automobile collision, Alabama law says that the negligent party must pay for all damages that occur. If you are found to be negligent by not paying attention to the road and traffic signs, speeding, or drinking and driving at the time of the accident, then you will be held legally and financially responsible for your actions.
Likewise, if you are injured by the negligent driving of another driver, you have a cause of action against that driver. It is important to contact a legal professional that knows how to handle the legal ramifications and implications that go along with being involved in an automobile collision.
If you are involved in an automobile collision, please follow the tips listed in this article. Drive safely and carefully. Your life and the lives of others hang in the balance.